CIFAS – the UK’s Fraud Prevention service recently published the annual Fraudscape report which found that if you’re a 46-year-old male living in a major city then you are more likely to become a victim of identity theft than anyone else in the country. Cities including London, Leeds, Glasgow and Manchester were found to be the country’s fraud hot spots. Recorded fraud was up 25pc last year, with 276,993 cases reported in 2014, compared to 221,075 in 2013. One in five people has lost money as a result of cyber crime, the average loss per online attack being £247 per person.
Simon Dukes, chief executive, at CIFAS, said: “The frauds we are recording point to increasingly sophisticated, predatory and organised criminals. This is crime on an industrial scale.”
Celebrities such as Beyonce, Jay-Z and Britney Spears have had their private details stolen and posted online. If it can happen to them, could it happen to you?
It’s not unheard of for criminals to pick through peoples rubbish to get their hands on any sensitive information they can. A full picture of your identity can be obtained from documents such as bank or credit card statements or the contents of your handbag or wallet. Don’t forget that this can also be pieced together from information you provide online. Criminals are hacking through weak passwords and taking advantage of consumers over the internet by creating fake links, sending phishing emails (pretending to be a genuine company you may have dealings with) and even managing to install spyware on your devices in some cases. You may also receive unsolicited calls asking for personal information by criminals posing as your bank, Microsoft etc.
If criminals do manage to get hold of details such as your full name, address, date of birth, phone number as well as credit card details or bank account numbers, they may be able to steal your identity. They could use your name to open accounts, get credit cards and loans or apply for state benefits and documents such as passports and driving licences.
Continue reading The Importance of being Earnest … how safe is your identity?